Examining Financial Literacy and Financial Decision-Making: Insights from Service Sector Workers in Aizawl, Mizoram
DOI:
https://doi.org/10.48047/yjaact69Keywords:
Financial literacy, Financial knowledge, Financial behaviour and Financial attitudeAbstract
This research examines the financial literacy and personal financial management practices of the service sector workers of Aizawl, Mizoram. The groups covered include government employees, private sector employees, small business owners and self-employed workers. A structured questionnaire which evaluates financial literacy and personal financial management
practices, such as periodic savings, health and life insurance holding, and pension scheme enrolment was employed for collecting primary data.
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References
Behrman, J. R., Mitchell, O. S., Soo, C. K., & Bravo, D. (2012). How financial literacy affects household wealth accumulation. American Economic Review, 102(3), 300–304. https://doi.org/10.1257/aer.102.3.300 Bhushan, P. (2015). An empirical analysis of interlinkages between financial attitudes, financial behaviour and financial knowledge of salaried individuals. Indian Journal of Commerce and Management Studies, 6(3), 58–64.
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