Assessing Efficiency of Indian Banking Sector in Merger Era: A Two Stage DEA Approach

Authors

  • Dibakar Sahoo Author
  • Dr. Ramesh Chandra Das Author
  • Dr. Bhagaban Das Author

DOI:

https://doi.org/10.48047/1e7yey47

Keywords:

Data Envelopment Analysis, Tobit Regression, Bank Efficiency, Merger Era, NPA, Profitability, CCR Model, BCC Model

Abstract

Purpose
The main objective of this paper is to present a holistic approach for measuring overall bank efficiency
which empirically evaluate the performance of public and private sector banks operating in India.
Design/methodology/approach
A two-stage Data Envelopment Analysis (DEA) model has been employed to assess intermediation and
profitability efficiencies, along with the overall efficiency of banks. In the DEA framework, Overall Technical
Efficiency (OTE), Pure Technical Efficiency (PTE), and Scale Efficiency (SE) have been estimated for all 12
Public Sector Banks (PSBs) and 12 Private Sector Banks (PVTs) using an input-oriented approach.
Furthermore, Tobit regression has been applied to identify the key determinants influencing bank
efficiency. The study covers the period from 2010 to 2024.

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Published

2025-02-03

Issue

Vol. 54 No. 3 (2025): Year 2025, Volume 54, Issue 3

Section

Articles

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How to Cite

Assessing Efficiency of Indian Banking Sector in Merger Era: A Two Stage DEA Approach (D. Sahoo, D. R. Chandra Das, & D. B. Das , Trans.). (2025). Cuestiones De Fisioterapia, 54(3), 4967-4987. https://doi.org/10.48047/1e7yey47