Efficiency and Effectiveness in Indian Banking: A Holistic Assessment of Financial Performance
DOI:
https://doi.org/10.48047/CU/54/01/237-249Keywords:
Return on Assets (ROA), Return on Net Worth (RONW), Income to Overhead Ratio (IOR), Gross NPA, Net NPA, Provision Coverage Ratio, Loan Ratio, Deposit Ratio, Loan to Deposit Ratio, Capital adequacy ratio, Interest Income/Interest Cost, Non-Interest Income/Non-Interest Cost, ANOVA.Abstract
India's economic development is based on the banking industry. With the development of technology and taking into account people's requirements, significant changes in the management and banking system have been observed over time. If the banking sector does not function properly, it could have a significant and wide ranging impact on the economy. Therefore, there is a pressing need to look into the variables that affect the banking industry's performance level. The output ratios are the only criteria used to evaluate and rank the institutions. The current analysis makes use of data from six North Indian banks chosen over a period of ten
years.
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References
Balachandher KG (2015), "Application of the Transportation Algorithm for Selecting Bank Merger", Journal of Internet Banking and Commerce, Vol. 20, No. 2.
Girish Bhutra and Reddy 5 (2011), "Private Sector Banks - Eaglets Raring to Fly", Research, SPA - The Financial Advisors, Mumbai.
Kothari Rand Doshi (2012), "Private Sector Banks - Eaglets Raring to Fly", Research, SPA - The Financial Advisors, Mumbai.
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